{"id":410,"date":"2016-01-12T10:18:43","date_gmt":"2016-01-12T09:18:43","guid":{"rendered":"http:\/\/blog.donpiso.com\/?p=410"},"modified":"2022-02-24T22:05:30","modified_gmt":"2022-02-24T21:05:30","slug":"1-de-cada-3-hipotecas-de-2015-es-de-tipo-fijo","status":"publish","type":"post","link":"https:\/\/blog.donpiso.com\/1-de-cada-3-hipotecas-de-2015-es-de-tipo-fijo\/","title":{"rendered":"1 de cada 3 hipotecas de 2015 es de tipo fijo"},"content":{"rendered":"

M\u00e1s cifras sobre lo m\u00e1s relevante que nos dej\u00f3 2015 en el sector. Hoy es el turno de las hipotecas: resulta que una de cada tres nuevas estrenadas en 2015 es a tipo fijo.<\/p>\n

Seg\u00fan los datos analizados por el comparador Bankimia.com, esta cifra supone que el 34% de todas las hipotecas estrenadas este a\u00f1o lo hicieron con un inter\u00e9s fijo. De la misma manera, desde 2014 solamente dos de cada tres nuevas presentan un inter\u00e9s variable y\/o mixto.<\/p>\n

En comparaci\u00f3n a 2014, el estreno de hipotecas con un inter\u00e9s fijo se ha multiplicado por cuatro, aunque siguen siendo minor\u00eda este tipo de pr\u00e9stamos. Seg\u00fan los \u00faltimos datos del Instituto Nacional de Estad\u00edstica, en octubre, el 9,7% de las hipotecas constituidas sobre viviendas lo hicieron a inter\u00e9s fijo, frente al 90,3% a inter\u00e9s variable, un registro que tambi\u00e9n se dio en el mes de septiembre y que alcanz\u00f3 el 10,8% en el mes de agosto. Son niveles no vistos desde el a\u00f1o 2003.<\/p>\n

Asimismo, las diferencias entre unas hipotecas y otras se est\u00e1n acortando. Si tradicionalmente el plazo de los pr\u00e9stamos hipotecarios con un diferencial fijo no superaba los 15 a\u00f1os, actualmente se encuentran distintas con un periodo de amortizaci\u00f3n de 20 e incluso 25 y 30 a\u00f1os.<\/p>\n

Resumiendo, este 2015 un total de 14 entidades han lanzado hipotecas a tipo fijo, frente a las cuatro que presentaron estos mismos productos un a\u00f1o antes. \u00c9stas son, por orden alfab\u00e9tico: Abanca, ActivoBank, Banco Cooperativo Espa\u00f1ol, Banco Pastor, Banco Popular, Banco Sabadell, Bankia, Bankinter, BMN, Caixa Guissona, Cajasur, Ibercaja, Kutxabank y Liberbank.<\/p>\n","protected":false},"excerpt":{"rendered":"

M\u00e1s cifras sobre lo m\u00e1s relevante que nos dej\u00f3 2015 en el sector. Hoy es el turno de las hipotecas: resulta que una de cada tres nuevas estrenadas en 2015 es a tipo fijo. Seg\u00fan los datos analizados por el comparador Bankimia.com, esta cifra supone que el 34% de todas las hipotecas estrenadas este a\u00f1o […]<\/p>\n","protected":false},"author":2,"featured_media":236,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19,113,109],"tags":[25],"acf":[],"yoast_head":"\n1 de cada 3 hipotecas de 2015 es de tipo fijo<\/title>\n<meta name=\"description\" content=\"Seg\u00fan los datos analizados, esta cifra supone que el 34% de todas las hipotecas estrenadas este a\u00f1o lo hicieron con un inter\u00e9s fijo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.donpiso.com\/1-de-cada-3-hipotecas-de-2015-es-de-tipo-fijo\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"1 de cada 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