{"id":5188,"date":"2019-09-16T09:58:13","date_gmt":"2019-09-16T07:58:13","guid":{"rendered":"http:\/\/blog.donpiso.com\/?p=5188"},"modified":"2022-02-24T22:02:52","modified_gmt":"2022-02-24T21:02:52","slug":"stock-hipotecas-tipo-fijo-continua-al-alza","status":"publish","type":"post","link":"https:\/\/blog.donpiso.com\/stock-hipotecas-tipo-fijo-continua-al-alza\/","title":{"rendered":"El stock de hipotecas a tipo fijo contin\u00faa al alza"},"content":{"rendered":"<p>El stock de hipotecas vinculadas a un tipo de inter\u00e9s fijo ha experimentado un crecimiento del 30% respecto con el mes de junio del a\u00f1o pasado. De este modo, la cuota de las hipotecas de tipo fijo se sit\u00faa en el 14,7%, frente al 85,3% que suponen las hipotecas firmadas de tipo variable, seg\u00fan los datos que ofrece la Asociaci\u00f3n Hipotecaria Espa\u00f1ola (AHE). Puede resultar sorprendente que siga aumentando la contrataci\u00f3n de hipotecas a tipo de inter\u00e9s fijo, ya que habitualmente ha sido un producto de menor reclamo y no se daban condiciones para que existiera la oferta que existe en la actualidad.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/image.freepik.com\/foto-gratis\/clave-casa-proteccion-manos-agente-corredores-seguros-hogar_1150-14910.jpg\" alt=\"Clave de la casa en la protecci\u00c3\u00b3n de manos del agente de corredores de seguros del hogar Foto gratis\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Asimismo, seg\u00fan los datos publicados en el mismo informe por la AHE, a junio de 2019, la cartera hipotecaria de estas entidades, cuyo volumen representa aproximadamente el 86% del total del saldo vivo en el mercado hipotecario, repunt\u00f3 un 0,2% hasta situarse en los 479.731 millones de euros. Por otro lado, los datos tambi\u00e9n muestran que la cartera de prestamos hipotecarios residenciales vivos tiene una antig\u00fcedad inferior a doce meses, mientras que el 75,4% de los contratos para la adquisici\u00f3n de una vivienda son de un importe que no supera los 100.000 euros. El n\u00famero de prestamos vivos de la cartera hipotecaria ascendi\u00f3 a 5.750.172 hipotecas, un 0,4% m\u00e1s que en el mismo mes del a\u00f1o pasado; y el importe medio de la cartera registr\u00f3 un leve descenso hasta los 85.943 euros.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.vigoe.es\/media\/k2\/items\/cache\/6977a3dcb0f65e12f1fa6d6b23a06048_XL.jpg\" alt=\"Resultado de imagen de vivienda nueva\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Un 15,1% del total de la cartera viva tiene prevista su amortizaci\u00f3n, ya sea parcial o completa, dentro de unos 5 a\u00f1os, mientras que hace exactamente un a\u00f1o esta ratio se situaba en el 14,9%. Los datos ofrecidos por la AHE sobre la cartera cartera agregada muestran que cuenta con una antig\u00fcedad media ponderada de 8,5 a\u00f1os, que sumada a la vida residual arroja una duraci\u00f3n media por pr\u00e9stamo de alrededor de los 26,5 a\u00f1os.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.commercialestrada.com\/wp-content\/uploads\/2019\/04\/Comprar-una-vivienda-nueva-o-una-a-reformar-1170x0-c-center.jpg\" alt=\"Resultado de imagen de vivienda nueva\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El stock de hipotecas vinculadas a un tipo de inter\u00e9s fijo ha experimentado un crecimiento del 30% respecto con el mes de junio del a\u00f1o pasado. De este modo, la cuota de las hipotecas de tipo fijo se sit\u00faa en el 14,7%, frente al 85,3% que suponen las hipotecas firmadas de tipo variable, seg\u00fan los [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5189,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[106,19,113,109],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>El stock de hipotecas a tipo fijo contin\u00faa al alza | Donpiso Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.donpiso.com\/stock-hipotecas-tipo-fijo-continua-al-alza\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"El stock de hipotecas a tipo fijo contin\u00faa al alza | Donpiso Blog\" \/>\n<meta property=\"og:description\" content=\"El stock de hipotecas vinculadas a un tipo de inter\u00e9s fijo ha experimentado un crecimiento del 30% respecto con el mes de junio del a\u00f1o pasado. De este modo, la cuota de las hipotecas de tipo fijo se sit\u00faa en el 14,7%, frente al 85,3% que suponen las hipotecas firmadas de tipo variable, seg\u00fan los [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.donpiso.com\/stock-hipotecas-tipo-fijo-continua-al-alza\/\" \/>\n<meta property=\"og:site_name\" content=\"Donpiso Blog\" \/>\n<meta property=\"article:published_time\" content=\"2019-09-16T07:58:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-24T21:02:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.donpiso.com\/wp-content\/uploads\/2019\/09\/casa-llave-monedas-apiladas-calculadora-bloques-matematicas-mesa-madera_23-2147863938.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"626\" \/>\n\t<meta property=\"og:image:height\" content=\"417\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"donpiso\" \/>\n<meta name=\"twitter:card\" 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