{"id":647,"date":"2016-05-09T18:24:43","date_gmt":"2016-05-09T16:24:43","guid":{"rendered":"http:\/\/blog.donpiso.com\/?p=647"},"modified":"2022-02-24T22:05:29","modified_gmt":"2022-02-24T21:05:29","slug":"euribor-abril-abaratara-las-hipotecas-mas-120-euros-al-ano","status":"publish","type":"post","link":"https:\/\/blog.donpiso.com\/euribor-abril-abaratara-las-hipotecas-mas-120-euros-al-ano\/","title":{"rendered":"El Euribor de abril abaratar\u00e1 las hipotecas m\u00e1s de 120 euros al a\u00f1o"},"content":{"rendered":"

Empieza a dejar de sorprendernos\u2026 aunque no por ello deja de ser sorprendente. Por tercer mes consecutivo, el \u00edndice al que est\u00e1n referenciadas la mayor\u00eda de hipotecas en Espa\u00f1a, ha cerrado abril otra vez en terreno negativo al situarse en tasa mensual en el -0,010%. Esto supone que las hipotecas de 120.000 euros a 20 a\u00f1os y Euribor +1% a las que le toque revisi\u00f3n tendr\u00edan una rebaja en su cuota anual de unos 124 euros o algo m\u00e1s de 10 euros al mes.<\/p>\n

Conscientes de este in\u00e9dito escenario, cabe destacar que no son pocos los bancos que han anunciado que est\u00e1n aclarando en las nuevas hipotecas que el deudor nunca puede cobrar por el pr\u00e9stamo por m\u00e1s que el Euribor se hunda en terreno negativo. Precisamente, \u00e9ste ha sido precisamente uno de los debates que m\u00e1s inter\u00e9s ha suscitado en las desde que el Euribor se encamin\u00f3 hacia el negativo: \u00bfla banca acabar\u00e1 pagando o no a los hipotecados?<\/p>\n

El ministro de Econom\u00eda en funciones, Luis de Guindos, y el consejero delegado de BBVA, Carlos Torres, han descartado esta posibilidad. Por su parte, el analista de XTB Jaime D\u00edez valora la posibilidad de que la subida del crudo provoque un leve repunte en la inflaci\u00f3n que deber\u00eda reflejarse en una contenci\u00f3n de la ca\u00edda del Euribor, que podr\u00eda haber marcado ya los m\u00ednimos de car\u00e1cter diario para volver al terreno positivo durante este mismo a\u00f1o.<\/p>\n

Suposiciones al marge, lo que s\u00ed podemos confirmar es que durante los 21 d\u00edas en los que ha habido actividad bancaria en abril, el \u00edndice ha registrado tasas diarias negativas, con algunos\u00a0repuntes puntuales. En concreto, el Euribor se ha establecido en tasa diaria en el -0,012% a 29 de abril.<\/p>\n","protected":false},"excerpt":{"rendered":"

Empieza a dejar de sorprendernos\u2026 aunque no por ello deja de ser sorprendente. Por tercer mes consecutivo, el \u00edndice al que est\u00e1n referenciadas la mayor\u00eda de hipotecas en Espa\u00f1a, ha cerrado abril otra vez en terreno negativo al situarse en tasa mensual en el -0,010%. Esto supone que las hipotecas de 120.000 euros a 20 […]<\/p>\n","protected":false},"author":2,"featured_media":265,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[19,113,109],"tags":[],"acf":[],"yoast_head":"\nEuribor abril abaratar\u00e1 las hipotecas m\u00e1s de 120 euros al a\u00f1o<\/title>\n<meta name=\"description\" content=\"Por tercer mes consecutivo, el Euribor, al que est\u00e1n referenciadas la mayor\u00eda de hipotecas en Espa\u00f1a, ha cerrado abril otra vez en terreno negativo.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.donpiso.com\/euribor-abril-abaratara-las-hipotecas-mas-120-euros-al-ano\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Euribor abril abaratar\u00e1 las 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